Auto Accident & PI Claims
3rd-Party Accident Treatment
When someone else caused the crash, their insurance — not yours — should pay. Get care now while the claim is sorted out.
About This Coverage
When the Other Driver Is at Fault
If another driver caused your accident, their liability insurance is typically responsible for your injury care. But those claims can take time to settle — and you shouldn't have to wait in pain to start treatment.
Through a third-party claim, often paired with a Letter of Protection, we can begin care now and get paid from the settlement later. That means treatment when you need it, without paying out of pocket while the claim is worked out.
How We Help
How Third-Party Care Works
What treating under a third-party claim looks like:
- Treatment begins now — no waiting for the claim to settle
- Letters of Protection (LOP) accepted
- Care paid from the settlement, not your pocket
- Thorough documentation of your injuries
- Direct coordination with your attorney
- Billing handled so you can focus on recovery
Why Not Just Use My Own Insurance
Protecting Your Recovery and Your Claim
Treating promptly creates the medical record that supports a third-party claim — gaps in care can be used to argue your injuries weren't serious. We document consistently and coordinate with your attorney so your recovery and your claim stay aligned.
We're a treatment provider, not a law firm, so for legal strategy your attorney leads; we handle the medical side. New to all this? Start with our car accident care overview.
Common Questions
Kingwood Chiropractic FAQs
What is a Letter of Protection?
It's an agreement that lets you receive treatment now and pay from your eventual settlement, so you don't need money upfront for care.
What if I don't have an attorney yet?
You can still start care. If you'd like, we can refer you to personal-injury attorneys we work with.
Will I owe money if the claim doesn't pay?
Terms depend on your LOP and attorney agreement — we'll explain how it works for your situation before you start.
Whose insurance pays if I wasn't at fault?
Generally the at-fault driver's liability insurance. We document your injuries and coordinate with their insurer or your attorney.
Why see a chiropractor right away?
Prompt, consistent treatment helps you heal and creates the record that supports your claim. Delays can undermine both.
Can I switch attorneys after starting care?
Yes. We work with your legal team regardless of changes. Just keep us updated so documentation stays coordinated.
Don't Wait
Not Your Fault? Not Your Bill.
Start treatment now under a third-party claim. We coordinate with your attorney and document everything.