What Is PIP Insurance?

Personal Injury Protection is a first-party insurance benefit that covers medical expenses after a car accident regardless of who was at fault. In Texas, PIP is optional but highly recommended. It typically covers chiropractic care, medical treatment, and lost wages up to your policy limit.

What Is Uninsured Motorist Coverage?

If the driver who hit you has no insurance (or insufficient coverage), your own UM policy steps in to cover your medical bills and damages. Texas has a high rate of uninsured drivers — UM coverage is essential protection.

How to Use PIP or UM at Kingwood Chiropractic Spine and Injury Center

1. ✓Call your insurance company and open a PIP or UM claim
2. ✓Get your claim number and adjuster contact information
3. ✓Call Kingwood Chiropractic Spine and Injury Center at (281) 360-8387 — we handle the billing directly
4. ✓Begin treatment immediately — don't wait for the process to resolve

We Accept BCBS, Aetna, PIP, and UM Insurance

Our office in Kingwood, TX is in-network with major carriers and experienced with car accident billing. We serve patients from Kingwood, Humble, Atascocita, Porter, and the greater northeast Houston area.